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  2. UK mortgage terminology - Wikipedia

    en.wikipedia.org/wiki/UK_mortgage_terminology

    Offset mortgage – a mortgage where the borrower can reduce the interest charged by offsetting a credit balance against the mortgage debt. Foreign currency mortgage – where the debt is expressed in a foreign currency (typically one in which market interest rates are lower) in an attempt to reduce capital and interest payments.

  3. Mortgages in English law - Wikipedia

    en.wikipedia.org/wiki/Mortgages_in_English_law

    Mortgages are an important part of English land law and property law. These concern, first, the common law, statutory and regulatory rules to protect the mortgagor (i.e. the borrower) at the time of concluding the mortgage agreement. Second, English law defines and restricts the process for taking possession of property in the event of default ...

  4. Mortgage industry of the United Kingdom - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    A cashback mortgage; where a lump sum is provided (typically) as a percentage of the advance e.g. 5% of the loan. These rates are sometimes combined: For example, 4.5% 2 year fixed then a 3-year tracker at BoE rate plus 0.89%. With each incentive the lender may be offering a rate at less than the market cost of the borrowing.

  5. What is a mortgage? A definitive guide for aspiring homeowners

    www.aol.com/finance/mortgage-definitive-guide...

    For example, “in a 5/1 ARM, the ‘5’ stands for an initial five-year period during which the interest rate remains fixed while the ‘1’ indicates that the interest rate is subject to ...

  6. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    The most common way to repay a secured mortgage loan is to make regular payments toward the principal and interest over a set term, commonly referred to as (self) amortization in the U.S. and as a repayment mortgage in the UK. A mortgage is a form of annuity (from the perspective of the lender), and the calculation of the periodic payments is ...

  7. Warren Buffett once said he’d buy a ‘couple hundred ... - AOL

    www.aol.com/warren-buffett-once-said-d-115800230...

    The average rate for a 30-year mortgage was 3.65% in 2012. These days, a 30-year fixed mortgage rate is 7.13%. So, Buffett would probably be a little bit less jazzed on home buying in 2024.

  8. This strategy for getting a 5% mortgage isn't going away ...

    www.aol.com/finance/strategy-getting-5-mortgage...

    At a time when average mortgage rates were around 6%, they locked in a sub-5% interest rate for the life of their loan, and even lower rates in their first two years. “We got a really good deal ...

  9. File:A higher English grammar (IA higherenglishgra00bainrich ...

    en.wikipedia.org/wiki/File:A_higher_English...

    California Digital Library higherenglishgra00bainrich (User talk:Fæ/IA books#Fork20) (batch #56512) File usage No pages on the English Wikipedia use this file (pages on other projects are not listed).

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    history of mortgagesrepayment of mortgage uk