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2. UK mortgage terminology - Wikipedia

   en.wikipedia.org/wiki/UK_mortgage_terminology

   Offset mortgage – a mortgage where the borrower can reduce the interest charged by offsetting a credit balance against the mortgage debt. Foreign currency mortgage – where the debt is expressed in a foreign currency (typically one in which market interest rates are lower) in an attempt to reduce capital and interest payments.

3. Mortgage industry of the United Kingdom - Wikipedia

   en.wikipedia.org/wiki/Mortgage_industry_of_the...

   The UK mortgage market is one of the most innovative and competitive in the world. There is little intervention in the market by the state or state funded entities and virtually all borrowing is funded by either mutual organisations (building societies and credit unions) or proprietary lenders (typically banks). Since 1982, when the market was ...

4. Mortgages in English law - Wikipedia

   en.wikipedia.org/wiki/Mortgages_in_English_law

   Mortgages are an important part of English land law and property law. These concern, first, the common law, statutory and regulatory rules to protect the mortgagor (i.e. the borrower) at the time of concluding the mortgage agreement. Second, English law defines and restricts the process for taking possession of property in the event of default ...

5. What is a mortgage? A definitive guide for aspiring homeowners

   www.aol.com/finance/mortgage-definitive-guide...

   For example, “in a 5/1 ARM, the ‘5’ stands for an initial five-year period during which the interest rate remains fixed while the ‘1’ indicates that the interest rate is subject to ...

6. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   The most common way to repay a secured mortgage loan is to make regular payments toward the principal and interest over a set term, commonly referred to as (self) amortization in the U.S. and as a repayment mortgage in the UK. A mortgage is a form of annuity (from the perspective of the lender), and the calculation of the periodic payments is ...

7. Your mortgage statement explained - AOL

   www.aol.com/finance/mortgage-statement-explained...

   A mortgage statement is a document containing the latest details about your loan, including your monthly payment. The law requires your mortgage lender or servicer to send you statements for each ...

8. High street lenders bring back 5% deposit mortgages as new ...

   www.aol.com/high-street-lenders-bring-back...

   Major lenders have unveiled the loans they will be offering under the Government’s new 5% deposit mortgage scheme.

9. Repayment mortgage - Wikipedia

   en.wikipedia.org/wiki/Repayment_mortgage

   A repayment mortgage is a term generally used in the UK to describe a mortgage in which the monthly repayments consist of repaying the capital amount borrowed as well as the accrued interest, so that the amount borrowed decreases throughout the term and by the end of the loan term has been fully repaid.