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  2. These are the best debt relief options — which is ... - AOL

    www.aol.com/finance/different-debt-relief...

    Credit counseling: Credit counseling is a free or low-cost option that helps consumers get a better handle on their debt. Often offered by nonprofit organizations or agencies, you’ll be ...

  3. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    If you work with a credit counselor to create a debt management plan, ensure it’s with a non-profit counseling agency. You can consolidate debt through a 0 percent APR credit card or a debt ...

  4. Credit counseling: What to know before signing up - AOL

    www.aol.com/finance/credit-counseling-know...

    Debt counselors, on the other hand, don’t settle accounts for a lower amount. Instead, they work with lenders to lower interest rates for reduced payments. Types of credit counseling services

  5. National Foundation for Credit Counseling - Wikipedia

    en.wikipedia.org/wiki/National_Foundation_for...

    NFCC member agencies provide financial reviews and education to more than a million consumers each year in person, over the phone, or online. Every NFCC member agency client receives comprehensive money management services based on their individual needs. NFCC member agencies provide a variety of services including: Credit/Debt Counseling

  6. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1] Credit counseling is most often done by Credit counseling agencies that ...

  7. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    Nonprofit credit counseling agencies, such as the ones accredited by the National Foundation for Credit Counseling (NFCC), may help you manage debt effectively. Credit counseling services offer ...

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