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  2. How to unfreeze credit if you lose your PIN - AOL

    www.aol.com/finance/unfreeze-credit-lose-pin...

    Remove the credit freeze from your account. To handle this process over the phone or by mail, follow these steps: Over the phone: Call 800-916-8800 and request to have your credit freeze lifted ...

  3. Best mortgage lenders for bad credit in 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders-bad...

    Here are some of the best bad credit mortgage lenders in 2024. ... Veterans United Home Loans. 620 for conventional and VA loans. 3% for conventional loans, 3.5% for FHA loans, none for VA and ...

  4. Where can I get a bad credit loan? - AOL

    www.aol.com/finance/where-bad-credit-loan...

    Look into secured loans: These loans use an asset like a home or car as collateral, which can result in more favorable rates compared to unsecured loans. The drawback is if you default on the loan ...

  5. Credit freeze - Wikipedia

    en.wikipedia.org/wiki/Credit_freeze

    The first state to pass a credit freeze law was California, with SB 1386 sponsored by Debra Bowen in 2002, effective 2003. [17] In late 2007, all three of the major credit bureaus (following TransUnion's lead) announced that they would let consumers freeze their credit reports, regardless of the state of residency. [18]

  6. What does it mean to freeze your credit? - AOL

    www.aol.com/social-security-number-may-exposed...

    Once frozen, you can select "Manage a Freeze" to temporarily lift or permanently remove a freeze on your account. Alternatively, you can contact Equifax by phone at 1-888-298-0045 to have your ...

  7. Personal loan alternatives for bad-credit borrowers - AOL

    www.aol.com/finance/alternatives-bad-credit...

    3. Use a home equity loan or HELOC. If you own a home with 15 to 20 percent equity, you can tap that equity with a home equity loan or a home equity line of credit (HELOC). You typically need a ...

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