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An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.
Without uninsured motorist coverage, you could be forced to pay for your medical bills and vehicle repairs if the at-fault driver is unable to do so. Uninsured motorist coverage typically comes in ...
Uninsured/underinsured motorist coverage is not required in Virginia, but drivers who have it on their policy must ensure coverage limits are in compliance with the new liability limit laws.
In Colorado, for example, it was estimated in 2009 that 15% of drivers were uninsured. [11] Usually the limits match the liability limits. [citation needed] Some insurance companies do offer UM/UIM in an umbrella policy. Some states maintain unsatisfied judgment funds to provide compensation to those who cannot collect damages from uninsured ...
Uninsured motorist coverage and underinsured motorist coverage: These coverage types could be a lifeline if you’re involved in an accident with a driver who either lacks insurance or has ...
PIP is a mandatory coverage in some states. Others, like Texas, require the insurer to offer PIP but the named insured can reject PIP in writing. [1] PIP coverage may vary from state to state in terms of both what is covered and what types of treatments are considered medically necessary and reasonable.
Uninsured motorist coverage and underinsured motorist coverage pay for your medical bills and other damages if another driver hits you and they don’t have any or enough bodily injury liability ...
Uninsured motorist property damage coverage (UMPD) UMPD is available in some states and may have a state-mandated deductible that applies. It may pay if someone without car insurance hits your ...
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