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  2. Safeco - Wikipedia

    en.wikipedia.org/wiki/Safeco

    Safeco Insurance is an American insurance company based in Seattle. A subsidiary of Liberty Mutual , Safeco provides auto insurance , homeowners insurance , and liability insurance . The company name is an acronym for S elective A uto and F ire E nsurance Co mpany of America, or SAFECO (i.e., S.A.F.E. Co.).

  3. Liberty Mutual - Wikipedia

    en.wikipedia.org/wiki/Liberty_Mutual

    Liberty Mutual agreed to acquire all outstanding shares of Safeco for $68.25 per share, for a total transaction price of approximately $6.2 billion. The result of this activity was an increase in revenue from $6 billion to over $30 billion in twelve years.

  4. Parametric insurance - Wikipedia

    en.wikipedia.org/wiki/Parametric_insurance

    Parametric insurance (also called index-based insurance) is a non-traditional insurance product that offers pre-specified payouts based upon a trigger event. [1] Trigger events depend on the nature of the parametric policy and can include environmental triggers such as wind speed and rainfall measurements, business-related triggers such as foot traffic, [2] and more.

  5. In Texas, can your insurance company consider your car a ...

    www.aol.com/texas-insurance-company-consider-car...

    Insurance companies should pay for hail damage if your auto policy has comprehensive coverage, according to the Texas Department of Insurance. Here’s a few tips on filing an insurance claim:

  6. Insurability - Wikipedia

    en.wikipedia.org/wiki/Insurability

    Large Loss. The size of the loss must be meaningful from the perspective of the insured. The size of the loss must be meaningful from the perspective of the insured. Insurance premiums need to cover both the expected cost of losses, plus the cost of issuing and administering the policy, adjusting losses, and supplying the capital needed to ...

  7. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    This is an accepted version of this page This is the latest accepted revision, reviewed on 28 December 2024. Equitable transfer of the risk of a loss, from one entity to another in exchange for payment "Insure" redirects here. Not to be confused with Ensure. For other uses, see Insurance (disambiguation). An advertisement for a fire insurance company Norwich Union, showing the amount of assets ...

  8. Total loss - Wikipedia

    en.wikipedia.org/wiki/Total_loss

    Total losses may be actual total loss or constructive. [11] If the policy is a "valued" policy (so that the ship or cargo has an "agreed value" rather than a "market value"), then, in the absence of fraud, the agreed value is conclusive, but only for an actual total loss. In a constructive total loss, the agreed value is not conclusive. [17]

  9. Self-funded health care - Wikipedia

    en.wikipedia.org/wiki/Self-funded_health_care

    Shock loss is the direct loss that is borne by a self-funding entity; if a self-funding entity has purchased stop-loss, amounts of shock loss that rise above an amount known as the specific deductible are covered by the applicable stop-loss policy. Under the captive model, the parent companies do not themselves offer health plans.