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  2. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

    www.aol.com/best-auto-loan-rates-first-160019538...

    For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates.The average auto loan rate for someone with excellent credit is 5.25%, according to ...

  3. Pros and cons of refinancing a car: Is it right for you? - AOL

    www.aol.com/finance/pros-cons-refinancing-car...

    However, this likely isn’t the case since market rates aren’t currently trending downward due to recent Fed rate hikes. If you decide to refinance your auto loan, start by shopping around with ...

  4. How to get the best auto loan rate

    www.aol.com/finance/best-auto-loan-rate...

    A good auto loan rate is generally any rate below the average for your credit profile. For drivers with excellent credit, the average rates are 5.07 percent for new cars and 7.09 percent for used ...

  5. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    The borrower then pays off the financial institution the same as for a direct loan. [citation needed] Typically, the indirect auto lender will set an interest rate, known as the "buy rate". The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate".

  6. Can You Refinance a Car Loan? Learn How the Experts Do It - AOL

    www.aol.com/refinance-car-loan-learn-experts...

    When you refinance an auto loan, you essentially swap your current loan for a new one. Refinancing can help you secure a lower interest rate, a more affordable monthly payment, or a different ...

  7. VyStar Credit Union - Wikipedia

    en.wikipedia.org/wiki/VyStar_Credit_Union

    VyStar Credit Union is a member-owned financial cooperative that is headquartered in Jacksonville, Florida. It offers a comprehensive selection of products, including deposit and loan services for consumers and businesses, as well as investments, insurance, retirement planning and financial counseling.

  8. Trading in Your Car vs. Refinancing: Which Is the Right ... - AOL

    www.aol.com/finance/trading-car-vs-refinancing...

    Shopping around now could potentially help you find a loan with a lower interest rate. How to Refinance Your Auto Loan. The process is straightforward if you decide to refinance your auto loan.

  9. How to calculate interest on a car loan - AOL

    www.aol.com/finance/calculate-interest-car-loan...

    As with other types of loans, the overall cost of a car loan comes down to one major factor: the annual percentage rate. The APR includes both interest and lender fees, expressed as a percentage.

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