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  2. McCarran–Ferguson Act - Wikipedia

    en.wikipedia.org/wiki/McCarran–Ferguson_Act

    South-Eastern Underwriters Association that the federal government could regulate insurance companies under the authority of the Commerce Clause in the U.S. Constitution and that the federal antitrust laws applied to the insurance industry. The Act was sponsored by Senators Pat McCarran (D-Nev.) and Homer Ferguson (R-Mich.

  3. Insurance regulatory law - Wikipedia

    en.wikipedia.org/wiki/Insurance_regulatory_law

    Insurance regulatory law is the body of statutory law, administrative regulations and jurisprudence that governs and regulates the insurance industry and those engaged in the business of insurance. Insurance regulatory law is primarily enforced through regulations, rules and directives by state insurance departments as authorized and directed ...

  4. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Permanent life insurance is life insurance that covers the remaining lifetime of the insured. A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.

  5. Why hasn’t the US been trying to fix its health insurance ...

    www.aol.com/why-hasn-t-us-trying-222544945.html

    It hit a high of 41% in 2012 and today is at 28%, the lowest since the early 2000s, the years before Obamacare drastically reformed the insurance industry and required insurers to cover ...

  6. Insurance law - Wikipedia

    en.wikipedia.org/wiki/Insurance_law

    Insurance law is the practice of law surrounding insurance, including insurance policies and claims. It can be broadly broken into three categories - regulation of the business of insurance; regulation of the content of insurance policies, especially with regard to consumer policies; and regulation of claim handling wise.

  7. 5 Life Insurance Policies You Really Need to Cancel

    www.aol.com/news/on-life-insurance-policies-you...

    Stauffer says he had a 28-year-old client ask him if he should keep the $10,000 whole life insurance policy his parents have been paying on for his entire life, or take the cash out.

  8. Tobacco and life insurance: Here’s what you should know - AOL

    www.aol.com/finance/tobacco-life-insurance-know...

    Consider applying as soon as you have a need for life insurance and then re-apply later once you’ve been tobacco-free for over 12 months to see if you can qualify for a lower rate.

  9. Life Assurance Act 1774 - Wikipedia

    en.wikipedia.org/wiki/Life_Assurance_Act_1774

    The act has only four sections: Section 1 seeks to deal with these abuses by stipulating that henceforth no assurance is to be made on the life of any person or persons, or on any other event, where the person for whose use the policy was made had "no interest" in the matter, or if it were clearly done for the intent of "gaming or wagering", and that any assurance made contrary to this ...

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