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2. What is a negative balance on your credit card? - AOL

   www.aol.com/finance/negative-balance-credit-card...

   Negative credit card balances act as a kind of temporary credit on your account. For example, if you have a zero balance, your credit card issuer will give your credit limit a temporary increase ...

3. How long can a credit card charge be pending? - AOL

   www.aol.com/finance/long-credit-card-charge...

   Credit card charges typically show up as pending transactions on your account until the transaction is processed or a hold is removed. This could stretch out several days.

4. Can you pay to remove negative items from your credit report?

   www.aol.com/finance/pay-remove-negative-items...

   For example, imagine you missed multiple payments on your credit card, and the issuer charged off the account before sending the debt to collections. A pay-for-delete could remove the collection ...

5. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

6. How to pay off your credit card debt: A step-by-step game ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

7. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Here’s what you need to know about credit card debt settlement. ... but also need to make a large upfront payment to settle the debt. Negative impact on credit scores: Your lender will notify ...

8. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Many individuals face the daunting challenge of managing credit card debt. The Federal Reserve Bank of New York reports that card debt hit a record high of $1.13 trillion in the fourth quarter of ...

9. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...