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It received the Financial Conduct Authority’s permission to provide financial products and services in February 2016. [10] Banking services are provided by PrePay Solutions, which is regulated by the Financial Conduct Authority. [7] [11] Tide became one of the first digital-only finance platforms in the UK to provide accounts for businesses. [12]
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Post Office Money is a financial services brand operated by Post Office Limited which provides credit cards, current accounts, insurance products, mortgages and personal loans to customers in the United Kingdom through Post Office branches, the internet and telephone. [1]
It provides mobile banking services through its partner bank, Choice Financial Group. Current was founded by Stuart Sopp at June 2015. [ 2 ] In 2020, the Wall Street Journal reported a valuation of $750 million, and reported that Current "is the latest beneficiary of this trend [toward mobile consumer banking]".
The Financial Services Act of 2012 set out a new system for regulating financial services in order to protect and improve the UK's economy. [ 28 ] The FCA will supervise banks to ensure they treat customers fairly, encourage innovation and healthy competition, and help the FCA to identify potential risks early so they can take action to reduce ...
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