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2. Avant vs. OneMain Financial: Which offers better personal loans?

   www.aol.com/finance/avant-vs-onemain-financial...

   OneMain Financial is a good choice if you need to borrow a smaller loan or don’t meet Avant’s credit requirements. Its minimum loan amount is $1,500, and you could get funded the same day you ...

3. 12 Best Installment Loans To Rebuild Your Credit - AOL

   www.aol.com/12-best-installment-loans-rebuild...

   It garnered an overall rating of 4.9 stars. As for its personal loan products, LendingClub offers installment loans for up to $40,000, with terms of three to five years and an APR of 9.57% up to ...

4. What is a VA streamline refinance (VA IRRRL) and how does it ...

   www.aol.com/finance/va-streamline-refinance-va...

   Also known as a VA streamline refinance, a VA IRRRL refinances an existing VA loan but without many of the requirements that apply in a typical refinance. This type of VA refinance can be a ...

5. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." [1][2][3] The loans are also sometimes referred to as " cash advances," though that term can also refer ...

6. Loan modification in the United States - Wikipedia

   en.wikipedia.org/wiki/Loan_modification_in_the...

   Loan modification in the United States. Loan modification is the systematic alteration of mortgage loan agreements that help those having problems making the payments by reducing interest rates, monthly payments or principal balances. Lending institutions could make one or more of these changes to relieve financial pressure on borrowers to ...

7. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   When the borrower refinances his/her loan, they can pay off the remainder of the debt. Example: If the borrower owes $1,500 in credit card payments and has a gross monthly income of $3,000, his DTI ratio would be 50%. But if the borrower owes $1,500 in payments and has a gross monthly income of $2,000, his DTI ratio would be 75%.