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  2. To Speed Recovery, California Must Let Markets Work - AOL

    www.aol.com/news/speed-recovery-california-must...

    They often claim to have driven by the house and want this particular one. On occasion, a legitimate real estate agent will contact me with a potential buyer, but I assume most of these are ...

  3. State takes final step to fix California's troubled home ...

    www.aol.com/news/state-takes-final-step-fix...

    That would mean that an insurer that has a 10% share of California's home insurance market would have to write 8.5% of the policies in such neighborhoods. The department released preliminary maps ...

  4. How California’s catastrophic wildfires are inflaming the ...

    www.aol.com/news/california-catastrophic...

    The wildfires scorching Southern California are turning entire neighborhoods into ash, decimating expensive properties and exacerbating an insurance crisis that predates the infernal blazes. Costs ...

  5. Medical malpractice in the United States - Wikipedia

    en.wikipedia.org/wiki/Medical_malpractice_in_the...

    In California, for example, recovery for non-economic damages are limited to $250,000. According to the Supreme Court of California, "noneconomic damages compensate the plaintiff for 'pain, suffering, inconvenience, physical impairment , disfigurement and other nonpecuniary damage [as per Cal.Civ.Code section 3333.2, subdivision (a)].'

  6. Medical Injury Compensation Reform Act - Wikipedia

    en.wikipedia.org/wiki/Medical_Injury...

    The Medical Injury Compensation Reform Act (MICRA) of 1975 was a statute enacted by the California Legislature in September 1975 [1] and signed into law by Governor Jerry Brown in September. [2] This Act was intended to lower medical malpractice liability insurance premiums for healthcare providers in California by decreasing their potential ...

  7. Structured settlement - Wikipedia

    en.wikipedia.org/wiki/Structured_settlement

    The typical structured settlement arises and is structured as follows: An injured party (the claimant) comes to a negotiated settlement of a tort suit with the defendant (or its insurance carrier) pursuant to a settlement agreement that provides as consideration, in exchange for the claimant's securing the dismissal of the lawsuit, an agreement by the defendant (or, more commonly, its insurer ...

  8. How to negotiate with a car insurance company after a total loss

    www.aol.com/finance/negotiate-car-insurance...

    In a typical total loss settlement, you are paid for the value of the vehicle, which means the car becomes the legal property of the insurance company. But in some cases, it could take very little ...

  9. Reservation of rights - Wikipedia

    en.wikipedia.org/wiki/Reservation_of_rights

    The term "reservation of rights" (particularly a "reservation of rights letter”) is often used in connection with insurance claims. The insurance company issues a reservation of rights letter stating that it may deny coverage for some or all of the claim even while the company is investigating the claim or beginning to treat the claim as if ...