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  2. How sports betting income impacts your mortgage application - AOL

    www.aol.com/finance/sports-betting-income...

    Key takeaways. Using sports betting or other gambling income to qualify for a mortgage isn’t a common practice, but it’s possible. If you want to include winnings on your loan application, be ...

  3. Best ways to invest if you win the lottery - AOL

    www.aol.com/finance/best-ways-invest-win-lottery...

    Winning the lottery is incredibly rare, but someone has to win. If you’re one of the lucky ones, the financial windfall can be life-changing. But winning the lottery isn’t an instant ticket to ...

  4. ‘Invest, borrow against it, and die’: Scott Galloway explains ...

    www.aol.com/finance/invest-borrow-against-die...

    It's also a revolving line of credit, which means you can repay the loan and borrow against your assets once again. FINRA says you can usually borrow anywhere from 50% to 95% of the value of the ...

  5. Secured loan - Wikipedia

    en.wikipedia.org/wiki/Secured_loan

    A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. The debt is thus secured against the collateral, and if the borrower defaults, the creditor takes possession of the asset used as collateral and may ...

  6. Mortgage underwriting in the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_underwriting_in...

    The comparative analysis of the collateral is known as loan to value (LTV). Loan to value is a ratio of the loan amount to the value of the property. In addition, the combined loan to value (CLTV) is the sum of all liens against the property divided by the value. For example, if the home is valued at $200,000 and the first mortgage is $100,000 ...

  7. Collateral (finance) - Wikipedia

    en.wikipedia.org/wiki/Collateral_(finance)

    In lending agreements, collateral is a borrower's pledge of specific property to a lender, to secure repayment of a loan. [1] [2] The collateral serves as a lender's protection against a borrower's default and so can be used to offset the loan if the borrower fails to pay the principal and interest satisfactorily under the terms of the lending ...

  8. What is a share-secured loan, and how does it work? - AOL

    www.aol.com/finance/share-secured-loan-does...

    A share-secured loan is a personal loan that uses the balance in your savings account as collateral. This type of loan generally has lower interest rates than other personal loans because it is ...

  9. Cash flow loan - Wikipedia

    en.wikipedia.org/wiki/Cash_flow_loan

    A cash flow loan is a type of debt financing, in which a bank lends funds, generally for working capital, using the expected cash flows that a borrowing company generates as collateral for the loan. Cashflow loans are usually senior term loans or subordinated debt , being used for funding growth or financing an acquisition.

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