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  2. Fair Debt Collection Practices Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Debt_Collection...

    The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95 -109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of ...

  3. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Kirtz, No. 22-846, 601 U.S. ___ (2024) The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of ...

  4. Federal Debt Collection Procedures Act of 1990 - Wikipedia

    en.wikipedia.org/wiki/Federal_Debt_Collection...

    The Federal Debt Collection Procedures Act of 1990 (FDCPA), Title XXXVI of the Crime Control Act of 1990, Pub. L. No. 101-647, 104 Stat. 4789, 4933 (Nov. 29, 1990), is a United States federal law passed in 1990, affecting collection of money owed to the United States government. The FDCPA preempts state remedy laws in most circumstances.

  5. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    Appearance. hide. Financial privacy laws regulate the manner in which financial institutions handle the nonpublic financial information of consumers. In the United States, financial privacy is regulated through laws enacted at the federal and state level. Federal regulations are primarily represented by the Bank Secrecy Act, Right to Financial ...

  6. Can anyone check my credit without permission? - AOL

    www.aol.com/finance/anyone-check-credit-without...

    The short answer is no — a car salesman or soon-to-be-ex-spouse can’t get a copy of your credit report without permission, and that’s due to the Fair Credit Reporting Act (FCRA). This act ...

  7. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 is a federal statute passed by the United States Congress and signed by U.S. President Barack Obama on May 22, 2009. It is a comprehensive credit card reform legislation that aims "to establish fair and transparent practices relating to the extension of credit under ...

  8. Privacy Act of 1974 - Wikipedia

    en.wikipedia.org/wiki/Privacy_Act_of_1974

    Passed the Senate on November 21, 1974 Passed the House on December 11, 1974 (passed, provisions of H.R. 16373) with amendment; Senate agreed to House amendment on December 17, 1974 with further amendment; House agreed to Senate amendment on December 18, 1974 (agreed) Signed into law by President Gerald Ford on December 31, 1974

  9. Truth in Lending Act - Wikipedia

    en.wikipedia.org/wiki/Truth_in_Lending_Act

    Jesinoski v. Countrywide Home Loans, Inc., 574 U.S. 259 (2015) The Truth in Lending Act (TILA) of 1968 is a United States federal law designed to promote the informed use of consumer credit, by requiring disclosures about its terms and cost to standardize the manner in which costs associated with borrowing are calculated and disclosed. [1]

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