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2. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   Benefits of a CD. Your money is safe. Your initial deposit and interest earned are insured for up to $250,000 per depositor, per institution, by the FDIC or NCUA, making them a safe investment ...

3. High-yield savings accounts vs. CDs: Which is best for ... - AOL

   www.aol.com/finance/high-yield-savings-account...

   A certificate of deposit — or a CD — is a savings account that pays a fixed rate of interest on an initial deposit that you agree to lock away for an agreed-on period of time. CD terms can ...

4. What Is a CD Loan? - AOL

   www.aol.com/finance/cd-loans-borrow-against...

   Learn what a CD loan is and how you can use your certificate of deposit as collateral to secure funding. This guide covers the benefits, potential drawbacks and how to apply for a CD loan at your ...

5. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.

6. Time deposit - Wikipedia

   en.wikipedia.org/wiki/Time_deposit

   Generally, the longer the term and the larger the deposit amount the higher the interest rate that will be offered. [1] The interest paid on a time deposit tends to be higher than on an at-call savings account, but tends to be lower than that of riskier products such as stocks or bonds.

7. What is a CD (certificate of deposit)? - AOL

   www.aol.com/finance/cd-certificate-deposit...

   A certificate of deposit (CD) is a low-risk deposit account that earns a fixed rate of return. In exchange for this guaranteed yield, you agree to lock up your money until the CD’s term expires.

8. Line of credit - Wikipedia

   en.wikipedia.org/wiki/Line_of_credit

   A cash credit is a short-term cash loan to a customer. A bank provides this type of funding only after the required security is given to secure the loan. In cash credit, the bank advances a cash loan up to a specified limit to the customer against a bond or other security.

9. CDs vs. share certificates: What’s the difference? - AOL

   www.aol.com/finance/cds-vs-share-certificates...

   CDs and share certificates are both low-risk deposit accounts offered by banks and credit unions, respectively. Share certificates pay out dividends instead of interest, as credit unions are not ...