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2. What is the average personal loan interest rate? - AOL

   www.aol.com/finance/average-personal-loan...

   Key takeaways. The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%.

3. What is the APR on a personal loan? - AOL

   www.aol.com/finance/apr-personal-loan-155807446.html

   According to a Bankrate study, the average APR for a personal loan is 12.38 percent as of July 31, 2024. What is a good APR on a personal loan? A good personal loan APR is typically below the ...

4. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

5. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   Personal loans often come with lower interest rates than credit cards. As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent.

6. What is a personal loan? What you should know before you apply

   www.aol.com/finance/personal-loan-213206505.html

   Fixed interest rates: Personal loan lenders charge fixed interest rates based primarily on your creditworthiness and debt-to-income ratio. Because interest rates are fixed, the APR on a personal ...

7. How to qualify for competitive rates on low-interest personal ...

   www.aol.com/finance/qualify-competitive-rates...

   The average personal loan interest rate for borrowers with excellent credit is between 10.73 percent and 12.5 percent. But if your credit score is categorized as average — or 630 to 689 — the ...

8. How to compare installment loan lenders and find the best offer

   www.aol.com/finance/compare-installment-loan...

   Get a credit card with a promotional rate: Most credit cards come with steep interest rates that could make your spending costly. Opt for a card with a 0 percent interest rate introductory period ...

9. Personal Loan Tips: How to Get the Best Loan Rate For You - AOL

   www.aol.com/finance/personal-loan-tips-best-loan...

   Here are 11 personal loan tips to help. In fact, the average personal loan rate in May 2020 was 9.50%, well below the 15.78% average on interest-charging credit card accounts, according to data ...