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ANSI/ASHRAE/IES Standard 90.1: Energy Standard for Buildings Except Low-Rise Residential Buildings is an American National Standards Institute (ANSI) standard published by ASHRAE and jointly sponsored by the Illuminating Engineering Society (IES) that provides minimum requirements for energy efficient designs for buildings except for low-rise residential buildings (i.e. single-family homes ...
The house energy rating is the index of a building's thermal performance (i.e. heating and cooling requirements to keep the home comfortable) for residential homes.As of 2022, house plans and building specifications, which outline the structure, design and materials, are used as input data.
Cold district heating is a technical variant of a district heating network that operates at low transmission temperatures well below those of conventional district heating systems and can provide both space heating and cooling. Transmission temperatures in the range of approx. 10 to 25 °C (50–77 °F) are common, allowing different consumers ...
An FNMA loan, aka a conforming loan or Fannie Mae-backed mortgage, is a loan or mortgage that has been sold to the Federal National Mortgage Association (FNMA, or Fannie Mae) — or one that meets ...
The amount of heating and cooling required depends on several factors besides outdoor temperature: How well insulated a particular building is, the amount of solar radiation reaching the interior of a house, the number of electrical appliances running (e.g. computers raise their surrounding temperature) the amount of wind outside, and what ...
Fannie Mae and Freddie Mac also have slightly different requirements for the mortgages they purchase. In both cases, Fannie and Freddie loans must be conforming loans , or adhere to these ...
Fannie Mae created a liquid secondary mortgage market and thereby made it possible for banks and other loan originators to issue more housing loans, primarily by buying Federal Housing Administration (FHA) insured mortgages. [11] For the first thirty years following its inception, Fannie Mae held a monopoly over the secondary mortgage market. [10]
Seasoning requirements can also apply to getting a loan after bankruptcy or foreclosure, and to mortgage refinances. For mortgages, money becomes "seasoned" after it's been in an established ...