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2. Should you cosign a loan for your child or a loved one? A ...

   www.aol.com/finance/pros-cons-cosigning-loan...

   Some lenders allow borrowers to apply for cosigner release after several years of on-time monthly payments and a credit check to determine the main borrower can take on the loan without your ...

3. No-credit-check loans: What are they and how do they work? - AOL

   www.aol.com/finance/no-credit-check-loans...

   Lenders do not conduct a hard credit check or review your credit history with a no-credit-check loan. The application review process and decisions for no-credit-check loans are based on other ...

4. Co-signer rights & responsibilities: How co-signing works - AOL

   www.aol.com/finance/co-signer-rights...

   Credit history, credit score, income, debts, employment and other financial details are all likely to be considered as part of the loan application when you agree to become a co-signer for someone ...

5. Truth in Lending Act - Wikipedia

   en.wikipedia.org/wiki/Truth_in_Lending_Act

   Truth in Lending Act; Long title: An Act to safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by restricting the garnishment of wages; and by creating the National Commission on Consumer Finance to study and make recommendations on the need for ...

6. Equal Credit Opportunity Act - Wikipedia

   en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

   The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...

7. Can I get a loan with a 550 credit score? - AOL

   www.aol.com/finance/loan-550-credit-score...

   A smaller loan amount: Lenders think a low credit score means a borrower is likelier to fail to repay a loan. So they may limit the amount you can borrow to less than the maximum amount they offer ...