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2. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   After that, the remaining loan balance is forgiven. “Going this route can help you eventually get free of your debt, but it will take a long time to get there,” says debt attorney Leslie Tayne ...

3. How to stop foreclosure - AOL

   www.aol.com/finance/stop-foreclosure-220538027.html

   An automatic stay will stop foreclosure proceedings as long as bankruptcy remains in effect. ... After that first 120 days, the foreclosure process can start. The time it takes from the start of a ...

4. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   Loan modification may allow you to avoid foreclosure and its damaging effects on credit. You can reduce or eliminate a significant portion of mortgage debt if you owe more than the property is ...

5. Bankruptcy alternatives - Wikipedia

   en.wikipedia.org/wiki/Bankruptcy_Alternatives

   In most cases personal bankruptcy is initiated by the bankrupt individual. Bankruptcy is a legal process that discharges most debts, but has the disadvantage of making it more difficult for an individual to borrow in the future. To avoid the negative impacts of personal bankruptcy, individuals in debt have a number of bankruptcy alternatives.

6. Avoiding Foreclosure: Declaring Bankruptcy Sometimes Helps - AOL

   www.aol.com/2010/07/23/filing-for-bankruptcy-to...

   Americans are increasingly filing for bankruptcy in order to avoid foreclosure. Katherine Porter, a bankruptcy expert at Harvard Law School, estimates that 75 percent of Chapter 13 filings fall ...

7. General assignment - Wikipedia

   en.wikipedia.org/wiki/General_assignment

   The assignment for the benefit of creditors is a state form of bankruptcy action versus a federal form of bankruptcy action. The assignment for the benefit of creditor's process is similar in character to a Chapter 7 bankruptcy and parallels some of the same procedures, but is not an actual "bankruptcy". The creditors do not get any input into ...