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  2. Federal Deposit Insurance Corporation Improvement Act of 1991

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    An Act to reform Federal deposit insurance, protect the deposit insurance funds, recapitalize the Bank Insurance Fund, improve supervision and regulation of insured depository institutions, and for other purposes. Nicknames: Bank Enterprise Act of 1991: Enacted by: the 102nd United States Congress: Effective: December 19, 1991: Citations ...

  3. CAMELS rating system - Wikipedia

    en.wikipedia.org/wiki/CAMELS_rating_system

    Prompt corrective action may require the development of a net worth restoration plan ("NWRP") in the event the credit union becomes less than adequately capitalized. A NWRP addresses the same basic issues associated with a business plan.

  4. Emergency Economic Stabilization Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Emergency_Economic...

    United States Department of the Treasury. After the freeing up of world capital markets in the 1970s and the repeal of the Glass–Steagall Act in 1999, banking practices (mostly Greenspan-inspired "self-regulation") and monetized subprime mortgages sold as low risk investments reached a critical stage during September 2008, characterized by severely contracted liquidity in the global credit ...

  5. Opinion - Corrective action is needed to preserve Social ...

    www.aol.com/opinion-corrective-action-needed...

    Any lasting fiscal reforms must moderate the growth of the largest mandatory spending programs: Social Security, Medicare and Medicaid.

  6. Capital One allegedly swindled savings account holders out of ...

    www.aol.com/finance/capital-one-allegedly...

    The Consumer Financial Protection Bureau (CFPB) has filed a $2 billion lawsuit against Capital One, alleging that the bank deceived millions of consumers with their savings account offerings. The ...

  7. Corrective and preventive action - Wikipedia

    en.wikipedia.org/wiki/Corrective_and_preventive...

    A corrective action can also be a field correction, an action taken to correct problems with non-conforming products. [9] For example, in 2022 the pharmaceutical company Avanos Medical conducted a voluntary field correction after reports of patient injuries and deaths related to misplaced nasogastric feeding tubes while using their products ...

  8. Big banks, business groups sue US Fed over annual stress tests

    www.aol.com/news/big-banks-planning-sue-us...

    (Reuters) -Major banks and business groups sued the Federal Reserve on Tuesday, alleging the U.S. central bank's annual "stress tests" of Wall Street firms violate the law. The lawsuit filed in U ...

  9. Bank regulation in the United States - Wikipedia

    en.wikipedia.org/wiki/Bank_regulation_in_the...

    For example, a national bank generally must limit its total outstanding loans and credits to any single borrower to no more than 15% of the bank's total capital and surplus. [ 15 ] [ full citation needed ] Some state banking regulations also contain similar lending limits applicable to state-chartered banks. [ 16 ]