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  2. A Step-By-Step Guide to Buying Your First Home - AOL

    www.aol.com/step-step-guide-buying-first...

    4. Get Preapproved for a Mortgage. You’ll position yourself as a strong buyer if you’re preapproved for a mortgage before you start house hunting and putting in offers. “Oftentimes the ...

  3. Mortgage prequalification vs. preapproval: How to time these ...

    www.aol.com/finance/mortgage-prequalification-vs...

    Prequalification. Preapproval. Purpose. Establishes your homebuying budget as a first step before you shop. Provides lender-vetted details as a critical step to make offers on homes you want to buy

  4. 14 Things You Must Do Before Buying Your First Home - AOL

    www.aol.com/14-things-must-buying-first...

    “This means that a lender has reviewed your credit and finances and has agreed to lend you a certain amount of money to buy a home,” said Linda Schroder, real estate investor at Cash For ...

  5. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

  6. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    A mortgage loan or simply mortgage (/ ˈ m ɔːr ɡ ɪ dʒ /), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.

  7. Mortgage underwriting in the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_underwriting_in...

    Credit is what the underwriter uses to review how well a borrower manages his or her current and prior debts. Usually documented by a credit report from each of the three credit bureaus, Equifax, Transunion and Experian, the credit report provides information such as credit scores, the borrower's current and past information about credit cards, loans, collections, repossession and foreclosures ...

  8. How to choose a mortgage lender: 6 tips - AOL

    www.aol.com/finance/choose-mortgage-lender-6...

    Keep in mind: A mortgage preapproval doesn’t mean you’re guaranteed the money, or even that amount of money. That doesn’t happen until after you formally apply for a mortgage on a specific ...

  9. Mortgage law - Wikipedia

    en.wikipedia.org/wiki/Mortgage_law

    A mortgage lender is an investor that lends money secured by a mortgage on real estate. In today's world, most lenders sell the loans they write on the secondary mortgage market. When they sell the mortgage, they earn revenue called Service Release Premium. Typically, the purpose of the loan is for the borrower to purchase that same real estate.

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