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  2. Flood insurance isn't perfect. You should probably buy ... - AOL

    www.aol.com/finance/flood-insurance-isnt-perfect...

    Most flood coverage is provided by the US government’s National Flood Insurance Program, after private insurers exited the market en masse nearly 100 years ago following catastrophic flooding of ...

  3. What is flood insurance, and why do you need it? - AOL

    www.aol.com/flood-insurance-why-181342902.html

    Flood insurance for renters only covers the contents of their home. In the United States, FEMA has traditionally provided all flood insurance plans through the National Flood Insurance Program (NFIP).

  4. Flood insurance - Wikipedia

    en.wikipedia.org/wiki/Flood_insurance

    Flood insurance is the specific insurance coverage issued against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands , floodplains and other areas that are susceptible to flooding.

  5. Buying a house in a flood zone? Know the risks first - AOL

    www.aol.com/finance/buying-house-flood-zone-know...

    Homeowners with a government-issued mortgage, such as FHA, USDA or VA loans, are required to have flood insurance coverage if their property is in a high-risk flood zone. If you’re applying for ...

  6. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development.

  7. National Flood Insurance Act of 1968 - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    The bill would amend the National Flood Insurance Act of 1968 to prohibit the Federal Emergency Management Agency from providing flood insurance to prospective insureds at rates less than those estimated for any property purchased after the expiration of such six-month period (currently, any property purchased after July 6, 2012). [9]

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