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  2. What is a credit reporting agency? - AOL

    www.aol.com/finance/credit-reporting-agency...

    Credit reports provide a detailed record of how well you’ve managed credit over time. The information in your credit report can affect everything from the credit cards and loans you qualify for ...

  3. How to Pull a Free Annual Credit Report - AOL

    www.aol.com/news/pull-free-annual-credit-report...

    The first step to pulling a free annual credit report is to visit the website that allows you to get your report at no cost. The website is AnnualCreditReport.com. Be careful not to type in ...

  4. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    You can get free copies of your credit reports at AnnualCreditReport.com, an official website operated by the three credit bureaus. You can access them up to once per week through the platform.

  5. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  6. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

  7. Comparison of free credit monitoring services - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_free_credit...

    The following chart compares websites that provide United States credit reports or credit scores free of charge. Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed.

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