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  2. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    In this sense, a base flood is synonymous with a 100-year flood and a floodplain is synonymous with a special flood hazard area. This base flood "is used in the National Flood Insurance Program (NFIP) to indicate the minimum level of flooding to be used by a community in its floodplain management regulations."

  3. What is a flood elevation certificate? - AOL

    www.aol.com/finance/flood-elevation-certificate...

    If you do not believe your home needs flood insurance, an elevation certificate could help back up your claim. After you get the certificate, you can then submit a request to get a Letter of Map ...

  4. Flood insurance rate map - Wikipedia

    en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

    The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. [2] Such maps are used in town planning, in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property. FIRMs are ...

  5. Homeowner Flood Insurance Affordability Act of 2013

    en.wikipedia.org/wiki/Homeowner_Flood_Insurance...

    The federal government heavily underwrites the flood insurance rates for these areas. The law "ordered FEMA to stop subsidizing flood insurance for second homes and businesses, and for properties that had been swamped multiple times." [6] These changes were to occur gradually over the course of five years. FEMA was also instructed to do a study ...

  6. 100-year flood - Wikipedia

    en.wikipedia.org/wiki/100-year_flood

    A 100-year flood is a flood event that has on average a 1 in 100 chance (1% probability) of being equaled or exceeded in any given year. [1] A 100-year flood is also referred to as a 1% flood. [2] For coastal or lake flooding, a 100-year flood is generally expressed as a flood elevation or depth, and may include wave effects. For river systems ...

  7. High water mark - Wikipedia

    en.wikipedia.org/wiki/High_water_mark

    This may be a free-standing flood level sign or other marker, or it may be affixed to a building or other structure that was standing at the time of the flood that set the mark. [ 3 ] A high water mark is not necessarily an actual physical mark, [ 4 ] but it is possible for water rising to a high point to leave a lasting physical impression ...

  8. Flood opening - Wikipedia

    en.wikipedia.org/wiki/Flood_opening

    The American Society of Civil Engineers (ASCE) requirements apply to any structure that is not dry flood-proofed and which is in the mapped flood zone. It calls for openings in load-bearing foundation walls located below the mapped flood elevation. Where non-engineered openings are used, each opening must be at least three inches in diameter ...

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    Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!

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