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2. What is a pay-for-delete letter? - AOL

   www.aol.com/finance/pay-delete-letter-195458239.html

   A pay-for-delete letter is a written request sent to a creditor or collection agency asking them to remove a negative entry from your credit report in exchange for payment. The primary goal is to ...

3. Can you pay to remove negative items from your credit report?

   www.aol.com/finance/pay-remove-negative-items...

   The negative mark will disappear from your credit report when it expires. Collection accounts are removed from your credit report after seven years, whether the debt was paid or not. The seven ...

4. How to Remove Derogatory Items From Your Credit Report - AOL

   www.aol.com/remove-derogatory-items-credit...

   Missed payment. 7 years. Account charge-off. 7 years. Repossession. 7 years. Collections. 7 years. Student loan delinquency or default. 7 years. Debt settlement. 7 years

5. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   While there are no guarantees, a well-written goodwill letter may persuade a creditor to ask the credit bureau to remove the negative mark from your credit report. If the bureau agrees, the update ...

6. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   The information on your credit report, from the types of accounts you have to your payment history, is used to determine your credit score. ... Ask the creditor to remove a negative mark as a ...

7. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...

8. How to dispute an error on your credit report - AOL

   www.aol.com/finance/dispute-error-credit-report...

   Key takeaways. Common credit report errors include on-time payments wrongly reported as late or the same debt listed multiple times. If you find errors on your credit report, you can file a ...

9. Can closed accounts be removed from your credit report? - AOL

   www.aol.com/finance/closed-accounts-removed...

   How to deal with negative closed accounts. If a closed account is hurting your credit score, you have a few options for trying to remove this old debt from your credit report. However, removal isn ...