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2. Should I convert my Roth IRA into a 529 plan? - AOL

   www.aol.com/finance/convert-ira-529-plan...

   Contributions to a Roth IRA can be withdrawn penalty-free to open a 529 plan. 529 plans allow contributions to grow tax-free and provide tax-free distributions for qualified education expenses.

3. Are 529 College Savings Plans Tax Deductible?

   www.aol.com/529-college-savings-plans-tax...

   The 529-plan-to-Roth-IRA rules say that you have to have had the 529 account for at least 15 years, and you can only convert funds that have been in the 529 account for at least five years.

4. 529 plan vs. Roth IRA: Here’s how families can use both to ...

   www.aol.com/finance/529-plan-vs-roth-ira...

   The rule allows beneficiaries to convert a lifetime total of $35,000 from a 529 plan to a Roth IRA without incurring taxes or penalties. ... Roth IRA can be withdrawn tax-free and penalty-free if ...

5. 529-To-Roth IRA Rollovers: What You Need To Know

   www.aol.com/finance/529-funds-now-rolled-roth...

   Starting in 2024, unused 529 funds can be rolled into a Roth IRA tax-free, thanks to the SECURE 2.0 Act, giving families more flexibility with college savings.

6. The Pros and Cons of Saving for College With a Roth IRA

   www.aol.com/pros-cons-saving-college-roth...

   Both Roth IRAs and 529 plans are funded with after-tax dollars — you pay tax on your income before investing in the account. With either account, your investments will grow tax-free.

7. Roth IRA conversion: Here’s everything you need to know ...

   www.aol.com/finance/roth-ira-conversion...

   A Roth IRA conversion can be a great idea if you want to create tax-free income in retirement, but you’ll want to understand the trade-offs, especially the immediate tax consequences of converting.

8. Can a Roth IRA be used for college?

   www.aol.com/finance/roth-ira-used-college...

   Key takeaways. Both a Roth IRA and a 529 Plan are valid ways to save for a college education. Each has unique benefits and limitations. Starting in 2024, unused funds in a 529 account may be ...

9. 529 plan contribution limits for 2025: What college savers ...

   www.aol.com/finance/529-plan-contribution-limits...

   Finally, starting in 2024, families can roll unused 529 plan funds to a Roth IRA in the beneficiary’s name without triggering income taxes or penalties.This new rule, signed into law as part of ...