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2. Student loans and bankruptcy: What you need to know - AOL

   www.aol.com/finance/student-loans-bankruptcy...

   The new processes established by the Department of Justice in 2022 has made it easier for borrowers to discharge student loans through bankruptcy. Filing for student loan bankruptcy is never ideal ...

3. Student Loan Borrowers Are Filing Bankruptcy to Avoid ... - AOL

   www.aol.com/student-loan-borrowers-filing...

   Student loan payments resumed in October 2023, with the average payment estimated at $200 to $299 per month, according to U.S. Federal Reserve data reported on by Fox Business. See: Biden Cancels...

4. Bankruptcy vs. default: Which route is best for you? - AOL

   www.aol.com/finance/bankruptcy-vs-default-route...

   Bankruptcy won’t discharge student loan debt. However, there are options to make your payments more manageable. Borrowers with federal student loans can pursue deferment or forbearance for up to ...

5. Student loan default in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loan_default_in...

   Defaulting on a loan happens when repayments are not made for a certain period of time as defined in the loan's terms of agreement, typically a promissory note. For federal student loans, default requires non-payment for a period of 270 days. For private student loans, default generally occurs after 120 days of non-payment. [1]

6. Which debts can’t be discharged in bankruptcy? - AOL

   www.aol.com/finance/debts-t-discharged...

   Key takeaways. Loans, medical debt and credit card debt are generally all able to be discharged through bankruptcy. Tax debt, alimony, spousal or child support and student loans are all typically ...

7. The Truth About Student Loan Bankruptcy Discharge - AOL

   www.aol.com/news/truth-student-loan-bankruptcy...

   Joshua R.I. Cohen, an attorney based in West Dover, Vermont, who specializes in student loan cases, says undue hardship can be defined in various ways, but borrowers often need to pass the Brunner ...

8. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   The program replaced the earlier Federal Family Education Loan (FFEL) program which issued "guaranteed loans" — loans originated and funded by private lenders but guaranteed by the government. The FFEL program was eliminated because of a perception that it benefited private student loan companies at the expense of taxpayers, but did not help ...

9. How a student-loan borrower got $155,000 in debt wiped out ...

   www.aol.com/student-loan-borrower-got-155...

   Alrena Dale, 61, was working multiple jobs to afford her monthly student-loan payments. Then came Biden's new bankruptcy guidance. How a student-loan borrower got $155,000 in debt wiped out ...