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  2. Criminal-justice financial obligations in the United States

    en.wikipedia.org/wiki/Criminal-justice_financial...

    Failure to repay CJFOs may result in a number of negative consequences, including accruing interest and penalties; imprisonment; extension of court ordered supervision; negative impacts on credit score; diminished access to housing, transportation and employment; ineligibility for public assistance; and ineligibility to vote, possess a firearm ...

  3. Social control theory - Wikipedia

    en.wikipedia.org/wiki/Social_control_theory

    Another early form of the theory was proposed by Reiss (1951) [3] who defined delinquency as, "...behavior consequent to the failure of personal and social controls." ." Personal control was defined as, "...the ability of the individual to refrain from meeting needs in ways which conflict with the norms and rules of the community" while social control was, "...the ability of social groups or ...

  4. Criminology - Wikipedia

    en.wikipedia.org/wiki/Criminology

    A crime opportunity requires that elements converge in time and place including a motivated offender, suitable target or victim, and lack of a capable guardian. [63] A guardian at a place, such as a street, could include security guards or even ordinary pedestrians who would witness the criminal act and possibly intervene or report it to law ...

  5. Usury - Wikipedia

    en.wikipedia.org/wiki/Usury

    State law in Texas also includes a provision for contracting for, charging, or receiving charges exceeding twice the amount authorized (A/K/A "double usury"). A person who violates this provision is liable to the obligor as an additional penalty for all principal or principal balance, as well as interest or time price differential.

  6. Techniques of neutralization - Wikipedia

    en.wikipedia.org/wiki/Techniques_of_neutralization

    The offender insists that their actions did not cause any harm or damage. [2] Denial of the victim. The offender insists that the victim deserved it. [2] Condemnation of the condemners. The offender maintains that those who condemn the offence do so out of spite, or are unfairly shifting the blame off themselves. [2] Appeal to higher loyalties.

  7. Why is compound interest better than simple interest? - AOL

    www.aol.com/finance/why-compound-interest-better...

    For compound interest loans, the interest is based on the principal and the interest combined. Types of loans that often charge compound interest include: Credit cards that carry a balance

  8. Incarceration prevention in the United States - Wikipedia

    en.wikipedia.org/wiki/Incarceration_prevention...

    Incarceration prevention refers to a variety of methods aimed at reducing prison populations and costs while fostering enhanced social structures. Due to the nature of incarceration in the United States today caused by issues leading to increased incarceration rates, there are methods aimed at preventing the incarceration of at-risk populations.

  9. Fixed vs. variable interest rates: How these rate types work ...

    www.aol.com/finance/fixed-vs-variable-interest...

    The opposite is true for products that require you to pay interest, like personal loans and credit cards. Fixed rates are beneficial when you need to borrow money and the Fed rate is low.