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Essentially, no one wins—but you really lose and may struggle to convince the person to see and do it your way in the future. "When you manipulate people—intentionally or not—you are ...
You can buy life insurance through insurance companies, independent agents, brokers or financial advisors. It’s a good idea to shop around and compare quotes from different providers to find the ...
Key takeaways. Ask your agent which type of life insurance, term or permanent, best suits your needs. Confirm with your agent if your policy offers living benefits, like access to cash value or ...
An insurance broker is an intermediary who sells, solicits, or negotiates insurance on behalf of a client for compensation. An insurance broker is distinct from an insurance agent in that a broker typically acts on behalf of a client by negotiating with multiple insurers, while an agent represents one or more specific insurers under a contract. [1]
A life settlement or viatical settlement (from Latin viaticum, something received before death) [1] is the sale of an existing life insurance policy (typically of seniors) for more than its cash surrender value, but less than its net death benefit, [2] to a third party investor. [3]
These are the people in your life who will receive a payout if you should pass away while your policy is active. For most insurance policies, you’ll first choose a primary beneficiary.
Captive vs. independent agent/broker: A captive agent only works with one insurance provider, so if you’re hoping to get help finding the best rates for life insurance, you might choose to work ...
As early as 1979, Feldman had sold more life insurance than anyone in history. [3] He sold life insurance policies with a total face value of about $1.5-billion [4] for New York Life from 1942 to his death in 1993. He once held the world record for the most products sold (by value) by a salesman in a career, a year ($100,000,000), and in a ...