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This practice, also known as mortgage discrimination, began when the federal government and the newly formed Federal Housing Administration allowed the Home Owners' Loan Corporation to create "residential security maps", outlining the level of security for real-estate investments in 239 cities around the United States. On these maps, high-risk ...
After the COVID-19 pandemic, some baby boomers whose children have moved away have found it prohibitively expensive to move into smaller homes, a paradox caused by the higher prices of newer homes, tax benefits given to long-time owners, higher interest rates, and low supply of appropriately-sized housing caused by restrictive zoning that ...
Housing insecurity is the lack of security in an individual shelter that is the result of high housing costs relative to income and is associated with poor housing quality, unstable neighborhoods, overcrowding, and homelessness. [1] Housing shortages are a primary cause of high housing prices and rents[citation needed!].
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A real estate appraisal is the valuation of a property in the current housing market. The valuation of property depends heavily on the location of the home and the condition it is found in. In recent research, there has been a constant price devaluing of Black homes and neighborhoods in comparison to non-Black homes and neighborhoods.
Overcrowding may arise temporarily or regularly, in the home, in public spaces or on public transport. Overcrowding in the home can cause particular concern, since the home is an individual's place of shelter. Effects on quality of life due to crowding may include increased physical contact, lack of sleep, lack of privacy and poor hygiene ...
The definition of a slum was classed by the Federal Housing Act of 1937 as "any area where dwellings predominate which, by reason of dilapidation, overcrowding, faulty arrangements or design, lack of ventilation, light or sanitation facilities, or any combination of these factors, are detrimental to safety, health or morals". [1]
Some experts predict that we are approaching a "silver tsunami" in the real estate market. "The 'silver tsunami' is the idea that baby boomers will soon be selling their homes en masse," said Jenna...