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2. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   A personal loan is money that you borrow to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to their relatively low interest ...

3. How much can I borrow with a personal loan if I have ... - AOL

   www.aol.com/finance/much-borrow-personal-loan...

   Cons. No co-borrowers or co-signers. Loan origination fee of up to 10 percent. High maximum APR. How to get a loan with bad credit. Getting approved for a personal loan with bad credit may be ...

4. Here’s How Much You Can Borrow With a Personal Loan - AOL

   www.aol.com/finance/much-borrow-personal-loan...

   Personal loans are available from traditional lenders, such as banks, credit unions and peer-to-peer online lenders. When you need a sum of money for a specific purpose, you might consider ...

5. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   In a direct auto loan, a bank lends the money directly to a consumer. In an indirect auto loan, a car dealership (or a connected company) acts as an intermediary between the bank or financial institution and the consumer. Other forms of secured loans include loans against securities – such as shares, mutual funds, bonds, etc.

6. Shivani Siroya - Wikipedia

   en.wikipedia.org/wiki/Shivani_Siroya

   Shivani Siroya is the founder and chief executive officer of Tala, a smartphone lending app. She founded the app [1] in 2011 to offer instant credit scores to people in underrepresented markets such as Kenya, Tanzania, India, and the Philippines. [2] [3] The app also acts as a lender and has granted more than $225M [4] in microloans as of 2018.

7. Tanda (informal loan club) - Wikipedia

   en.wikipedia.org/wiki/Tanda_(informal_loan_club)

   In the US, it can take many months or even years to get the Social Security Number needed to open traditional banking and credit card accounts. Tandas provide a way for immigrants and others to "borrow" and "save" when they don't have access to other means of banking. But they can also be formed with no pressing financial obligations.

8. 4 ways to get equity out of your home — and what to know ...

   www.aol.com/finance/how-to-get-equity-out-of...

   🏠 Home equity loan. Borrow against your home’s equity without refinancing. Fast facts. Fixed-rate loan. Paid out in one lump sum. Terms of 5 to 30 years. Consistent monthly payment amounts.

9. Truth in Lending Act - Wikipedia

   en.wikipedia.org/wiki/Truth_in_Lending_Act

   Truth in Lending Act; Long title: An Act to safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by restricting the garnishment of wages; and by creating the National Commission on Consumer Finance to study and make recommendations on the need for ...