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Credit cards have gotten a bad rap over the years. High interest rates, frustrating terms, and the ability to add extraordinary amounts of unsecured debt have all earned credit cards their place in...
If you get a rush out of turning $500 worth of credit card rewards into $750 or $1,000 worth of travel, then you’re a perfect candidate for a card that offers rewards in the form of points or miles.
While credit cards can add value to your spending, there are risks to using them. Here are a few disadvantages of a credit card: High interest rates. Credit cards have notoriously high interest rates.
Pages in category "Credit card rewards programs" ... The Points Guy; Priority Pass This page was last edited on 30 May 2010, at 04:56 (UTC). Text ...
Unlike unused gift cards, in whose case the breakage in certain U.S. states goes to the state's treasury, [131] unredeemed credit card points are retained by the issuer. [132] A 2010 public policy study conducted by the Federal Reserve concluded cash back reward programs result in a monetary transfer from low-income to high-income households.
The Platinum Card offers 80,000 points for spending $8,000 in the first six months of holding the card. Those 80,000 points alone could be worth twice as much as the annual fee.
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