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  2. The Average American’s Retirement Fund Has Dropped ... - AOL

    www.aol.com/average-american-retirement-fund...

    Investing your retirement savings is a smart way to build your nest egg -- but many Americans lost money in the stock market last year because of poor performance. The average 401(k) account had a...

  3. Ask an Advisor: My Retirement Savings Were Wiped Out ... - AOL

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    My retirement savings were wiped out in market changes over the last couple of years. I am planning on working for about five more years. What investment suggestions do you have this late in the game?

  4. Worried about outliving your savings? 5 retirement withdrawal ...

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    An advisor is a financial professional who can help you manage your money as you plan for retirement, while giving you a sense of how much you can spend during retirement to make your savings last ...

  5. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

  6. Defined benefit pension plan - Wikipedia

    en.wikipedia.org/wiki/Defined_benefit_pension_plan

    Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns. Traditionally, many governmental ...

  7. Retirement planning - Wikipedia

    en.wikipedia.org/wiki/Retirement_planning

    Retirement planning, in a financial context, refers to the allocation of savings or revenue for retirement. The goal of retirement planning is to achieve financial independence. The process of retirement planning aims to: [1] Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire

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