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Rates on a 15-year mortgage stand at an average 6.30% for purchase and 6.33% for refinance, down 4 basis points from 6.34% for purchase and 1 basis point from 6.34% for refinance this time last week.
To illustrate, the lender could offer to refinance your $400,000 home loan with a 30-year term at 6 percent APR, charging you $13,000 in closing costs. Or you could get a no-closing-cost refinance ...
Shopping around and comparing offers from multiple mortgage lenders can also help secure a low-cost refinance. By refinancing, you can lower your mortgage interest rate and monthly payments ...
The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.
Rates on a 15-year mortgage stand at an average 6.12% for purchase and 6.14% for refinance — up 9 basis points from 6.03% for purchase and 9 basis points from 6.05% for refinance this time last ...
The current average interest rate for a 30-year fixed mortgage is 7.04% for purchase and 7.07% for refinance, unchanged from 7.04% for purchase and up 5 basis points from 7.02% for refinance last ...
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