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Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. . Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant.
A mortgage loan or simply mortgage (/ ˈ m ɔːr ɡ ɪ dʒ /), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.
Plataforma de Afectados por la Hipoteca (PAH; Platform for People Affected by Mortgages) is a Spanish grassroots organization that takes direct action to stop evictions and campaigns for housing rights. The PAH was set up in Barcelona in February 2009 and by 2017 had 220 local branches across Spain.