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  2. Reinforcement - Wikipedia

    en.wikipedia.org/wiki/Reinforcement

    The variable ratio schedule produces both the highest rate of responding and the greatest resistance to extinction (for example, the behavior of gamblers at slot machines). Fixed schedules produce "post-reinforcement pauses" (PRP), where responses will briefly cease immediately following reinforcement, though the pause is a function of the ...

  3. Mathematical principles of reinforcement - Wikipedia

    en.wikipedia.org/wiki/Mathematical_principles_of...

    Variable-time schedules are similar to random ratio schedules in that there is a constant probability of reinforcement, but these reinforcers are set up in time rather than responses. The probability of no reinforcement occurring before some time t’ is an exponential function of that time with the time constant t being the average IRI of the ...

  4. Constant dollar plan - Wikipedia

    en.wikipedia.org/wiki/Constant_dollar_plan

    Constant Dollar Plan is a portfolio investment plan where a simple variable ratio is used for rebalancing investments. The constant ratio plan was one of the first plans devised when institutions started to invest in the stock market in the 1940s. One type of plan is called a "variable ratio plan". There are several ways of executing these plans.

  5. Fixed vs. variable interest rates: How these rate types work ...

    www.aol.com/finance/fixed-vs-variable-interest...

    For example, it’s difficult to find a variable-rate loan or a fixed-rate high-yield savings account. But with some products like home or car loans, you can choose the type of rate that works ...

  6. Fixed Expenses vs. Variable Expenses: What’s the Difference?

    www.aol.com/fixed-expenses-vs-variable-expenses...

    Here are the answers to some of the most frequently asked questions about fixed and variable expenses. What are examples of a fixed expense? Here are some common examples of fixed expenses: Rent ...

  7. Savings interest rates today: Simplify your savings with top ...

    www.aol.com/finance/savings-interest-rates-today...

    Which is best: fixed rates or variable rates? There's no best type of interest rate — rather, the difference is that fixed rates stay the same over time while variable rates can change based on ...

  8. Adjustable-rate mortgage - Wikipedia

    en.wikipedia.org/wiki/Adjustable-rate_mortgage

    Hybrid ARMs are referred to by their initial fixed-rate and adjustable-rate periods, for example, 3/1, is for an ARM with a 3-year fixed interest-rate period and subsequent 1-year interest-rate adjustment periods. The date that a hybrid ARM shifts from a fixed-rate payment schedule to an adjusting payment schedule is known as the reset date ...

  9. How does a fixed-rate HELOC work? - AOL

    www.aol.com/finance/does-fixed-rate-heloc...

    For example, Bethpage Federal Credit Union offers the unique option to convert some or all of a variable-rate HELOC to a fixed-rate loan without a fee; you can choose between five-, 10- and 20 ...