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  2. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    A car accident, no matter how minor, is always a stressful event — which can be made worse if one party does not have insurance. Here’s what to do after an accident with a driver who does not ...

  3. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    Although not exclusive, this coverage is typically added to an automobile insurance policy. In the event of a qualifying accident, the insurance company pays the difference between what the uninsured driver can pay and what the injured driver would be entitled to as if the uninsured motorist had proper insurance. [1]

  4. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    In a no-fault car accident, individuals submit their claims to their own insurance companies and receive compensation for certain financial losses relating to their car accident injuries. As long ...

  5. Car insurance for a hit-and-run: What you need to know - AOL

    www.aol.com/finance/hit-run-insurance-193410354.html

    Several types of car insurance, including uninsured motorist coverage and collision insurance, may help pay for hit-and-run costs. Perhaps one of the most frightening types of accidents is a hit ...

  6. Personal injury - Wikipedia

    en.wikipedia.org/wiki/Personal_injury

    Common types of personal injury claims include road traffic accidents, work accidents, tripping accidents, assault claims, and product defect accidents (product liability). The term personal injury also incorporates injuries arising from medical and dental care, that which may lead to medical negligence claims).

  7. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

  8. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    No-fault does not mean someone did not cause an accident, and the at-fault driver can still be held liable for damages beyond what everyone’s no-fault insurance covered. Each state has a ...

  9. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

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