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To implement these recommendations, the RBI in Oct 1998, initiated the second phase of financial sector reforms by raising the banks' capital adequacy ratio by 1% and tightening the prudential norms for provisioning and asset classification in a phased manner on the lines of the Narasimham Committee-II report. [27]
A non-performing loan (NPL) is a bank loan that is subject to late repayment or is unlikely to be repaid by the borrower in full. Non-performing loans represent a major challenge for the banking sector, as they reduce profitability. [1]
The general answer is that personal attacks on article talk pages, where the posting has at least some relevance to the topic, should be left as is. But Wikipedia's NPA policy specifies that serious personal attacks—those that reveal an editor's personal information or "go beyond the level of mere invective"—should be deleted.
Risk-weighted asset (also referred to as RWA) is a bank's assets or off-balance-sheet exposures, weighted according to risk. [1] This sort of asset calculation is used in determining the capital requirement or Capital Adequacy Ratio (CAR) for a financial institution.
The only exception is if the NPA cannot provide the good or service in the quantity and time frame required by the agency, and the quantity and/or time frame cannot be adjusted by the agency due to its needs, then the NPA or Committee can grant an exception and the agency can then procure the good or service through other contracting channels.
The new public administration (NPA) is a perspective in public administration that emerged in the late 20th century, focusing on more collaborative and citizen-centric approach. It emphasizes responsiveness to public needs, community involvement, and the integration of management and social science principles in public sector decision-making.
One thing people quickly notice about Social Security is that change is virtually inevitable. The most notable change to Social Security benefits in 2025 should be good news. All current ...
As released by NANPA, the reports for individual NPA exhaust are sorted by physical location, area code, and exhaust date; also included is information from previous NRUF reports (for the previous six reports), as well as a change from the previous report in terms of a given NPA's exhaust date.