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  2. What is a private student loan? - AOL

    www.aol.com/finance/private-student-loan...

    Key takeaways. Private student loans can help cover any funding gaps for college — ideally, after you've exhausted your federal loan eligibility and applied for grants and scholarships.

  3. Private student loan requirements: Here’s how to qualify - AOL

    www.aol.com/finance/qualify-private-student-loan...

    Private student loans generally have tougher eligibility requirements than federal loans. In addition to age, income and credit score minimums, students must be enrolled at an eligible school and ...

  4. How to choose a private student loan for college

    www.aol.com/finance/choose-best-private-student...

    International students may qualify for a private student loan if an eligible citizen or resident co-signs the loan. Age: You must reach the age of legal adulthood — 18 in most states — before ...

  5. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...

  6. Student financial aid in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_financial_aid_in...

    An education loan is a loan taken out by the student (or parent) to pay for educational expenses. Unlike scholarships and grants, this money must be repaid with interest. Educational loan options include federal student loans, federal parent loans, private loans, and consolidation loans.

  7. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    In 2021, student loan servicers began dropping out of the federal student loan business, including FedLoan Servicing on July 8, Granite State Management and Resources on July 20, and Navient on September 28. [40] According to Sallie Mae, as of 2021, 1 in 8 families are using private student loans when federal financing does not cover all ...

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