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2. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   The FTC tracks various scams and reports on other sites that provide fake credit reports or charge fees for their services. [51] Instances of illegal behaviors by credit report services have been settled in court such as that of Experian Consumer Direct that was charged with deceptively signing people up for credit report monitoring services ...

3. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   A consumer can request reports from all three agencies at the same time or stagger the requests throughout the twelve-month period as a way to self-monitor their credit data. [2] In order to obtain a free credit report, users are not required to give a credit card number but establishing an account is required by some of the agencies.

4. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Credit reports are legal to use for employment screening in all states, although some have passed legislation limiting the practice to only certain positions. John Ulzheimer, president of The Ulzheimer Group and the founder of CreditExpertWitness.com, stated in a CNBC report that, "[credit scores] indicate if you're in financial distress. These ...

5. 5 debts to prioritize paying off before retirement - AOL

   www.aol.com/finance/debts-to-pay-off-retirement...

   1. Credit card debt. Paying off high-interest credit card debt should be your top priority before you retire. These cards typically carry the highest interest rates among consumer debts, averaging ...

6. What is credit card churning? - AOL

   www.aol.com/finance/credit-card-churning...

   Credit card churning is the process of frequently opening and closing credit cards in order to earn sign-up bonuses and maximize rewards. While this strategy may seem enticing, it can negatively ...

7. Credit Card 'Swipe' Fees Could Cost Shoppers Over $20 ... - AOL

   www.aol.com/credit-card-swipe-fees-could...

   Since 85% of holiday purchases will be made with credit or debit cards, that small amount of cash purchases helps (a little). If all purchases were made with cards, swipe fees would total $27.7 ...