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  2. Paying off debt early: Advantages and disadvantages - AOL

    www.aol.com/finance/paying-off-debt-early...

    How to pay off debt early. Carefully compare each repayment method and review whether your budget can handle the extra commitment until the debt is completely paid off.

  3. Common debt payment roadblocks and how to tackle them - AOL

    www.aol.com/finance/common-debt-payment...

    Using a debt payoff method such as the debt avalanche or debt snowball can help you prioritize paying off higher-interest debt, allowing you to make the maximum impact on paying down your debt.

  4. Paying off debt in tough financial times - AOL

    www.aol.com/finance/paying-off-debt-tough...

    Strategize your debt repayments. When you set up your debt repayment plan, one of the first things you want to do is be strategic with your debt repayments. While you may eventually pay off a loan ...

  5. Debt snowball method - Wikipedia

    en.wikipedia.org/wiki/Debt_snowball_method

    The debt snowball method is a debt-reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first, while paying the minimum payment on larger debts. Once the smallest debt is paid off, one proceeds to the next larger debt, and so forth, proceeding to the largest ones last. [1]

  6. Prepayment of loan - Wikipedia

    en.wikipedia.org/wiki/Prepayment_of_loan

    Individual borrowers who expect to prepay their loans early should generally favor a combination of lower principal balance and higher interest rate (which stops accruing after prepayment), rather than a below-market interest rate and higher principal balance (which much be paid in full, regardless of prepayment).

  7. Amortization schedule - Wikipedia

    en.wikipedia.org/wiki/Amortization_schedule

    Amortization refers to the process of paying off a debt (often from a loan or mortgage) over time through regular payments. [2] A portion of each payment is for interest while the remaining amount is applied towards the principal balance. The percentage of interest versus principal in each payment is determined in an amortization schedule.

  8. How to use the debt avalanche payment strategy - AOL

    www.aol.com/finance/debt-avalanche-payment...

    If your $1,500 credit card had a minimum payment due of $35 and you were putting in an extra $150, that means you’ll put $185 toward your $3,000 credit card in addition to its minimum payment due.

  9. How to pay off credit card debt - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    If you have, say, $600 per month you can budget for paying off debt, you would use the majority of those funds to pay off the highest-interest debt first. Once that debt is paid off, you can focus ...

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