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  2. Davis–Bacon Act of 1931 - Wikipedia

    en.wikipedia.org/wiki/DavisBacon_Act_of_1931

    The DavisBacon Act of 1931 is a United States federal law that establishes the requirement for paying the local prevailing wages on public works projects for laborers and mechanics. It applies to "contractors and subcontractors performing on federally funded or assisted contracts in excess of $2,000 for the construction, alteration, or ...

  3. Mortgage seasoning: What is it and what are the requirements?

    www.aol.com/finance/mortgage-seasoning...

    Bankruptcy waiting period. Foreclosure waiting period. Conventional loan. 4 years for Chapter 7 or Chapter 11 (2 years with exceptions); 2 years from discharge or 4 years from dismissal of Chapter 13

  4. Compliance requirements - Wikipedia

    en.wikipedia.org/wiki/Compliance_requirements

    Basically, this section requires that, as per A-102 Common Rule and OMB Circular A-110 regulations, equipment must be used in the federal program it was bought for, or—when appropriate—other federal programs. Additionally, the recipient must keep equipment records, perform a physical equipment inventory at least once every two years, and ...

  5. Mortgage assumption - Wikipedia

    en.wikipedia.org/wiki/Mortgage_assumption

    All mortgages are potentially assumable, though lenders may attempt to prevent the assumption of a mortgage loan with a due-on-sale clause. Certain mortgage types are irrefutably assumable, such as those insured by the FHA, guaranteed by the VA, or guaranteed by the USDA. As of 2014, FHA and VA assumable mortgages make up approximately 18%, or ...

  6. How to prepare for FHA appraisal requirements - AOL

    www.aol.com/finance/prepare-fha-appraisal...

    An appraiser might list repairs that need to be made to make the home appraisal FHA-compliant. Mortgage lenders require a home appraisal because they don’t want to extend more financing than ...

  7. Fact vs. fiction: Top 7 common home equity myths — debunked

    www.aol.com/finance/home-equity-myths-debunked...

    Myth No. 2: You can access 100% of your home’s equity with a home equity loan or a HELOC. Unfortunately, very few lenders will finance a loan for 100% of your home equity.

  8. Presidency of Herbert Hoover - Wikipedia

    en.wikipedia.org/wiki/Presidency_of_Herbert_Hoover

    In 1931, Hoover signed the DavisBacon Act, which required a maximum eight-hour day on construction of public buildings, as well as the payment of at least the local "prevailing wage".

  9. Mortgage and refinance rates for Dec. 20, 2024: Average ... - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news. ... with sharp moves higher for 30-year ...