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2. Homeowners insurance vs. co-op insurance vs. condo ... - AOL

   www.aol.com/finance/homeowners-insurance-vs-co...

   Condo unit owners and co-op shareholders may want to consider adding optional coverage for loss assessments. ... identity theft and earthquake coverage. However, the main coverage types offered ...

3. What is an HOA insurance policy?

   www.aol.com/finance/hoa-insurance-policy...

   However, your policy’s loss assessment coverage, if you have it, may protect you from out-of-pocket costs if a loss exceeds your HOA’s master policy limit. HOA insurance vs. condo insurance

4. Is earthquake damage covered by homeowners insurance in New ...

   www.aol.com/earthquake-damage-covered-homeowners...

   Luckily, according to Lemberg, earthquake coverage in New Jersey is much cheaper than in California, where damage by earthquakes and other ground movement is much more common and severe.

5. Earthquake insurance - Wikipedia

   en.wikipedia.org/wiki/Earthquake_insurance

   In the past, earthquake loss was assessed using a collection of mass inventory data and was based mostly on experts' opinions. Today it is estimated using a Damage Ratio (DR), a ratio of the earthquake damage money amount to the total value of a building. [1] Another method is the use of HAZUS, a computerized procedure for loss estimation.

6. Property insurance - Wikipedia

   en.wikipedia.org/wiki/Property_insurance

   An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

7. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Designed to span the gap between the coverage provided by the blanket policy written for the entire neighborhood or building and the personal property inside the home. The condominium association's by-laws may determine the total amount of insurance necessary. E.g., in Florida, the scope of coverage is prescribed by statute – 718.111(11)(f). [14]

8. I’ve owned my North Carolina townhouse since 2023 — but now ...

   www.aol.com/finance/ve-owned-north-carolina...

   Progressive says that standard condo insurance policies generally provide a certain level of loss assessment coverage. But depending on your policy, it may not be enough to cover the cost of a ...

9. Builder's risk insurance - Wikipedia

   en.wikipedia.org/wiki/Builder's_risk_insurance

   Builder's risk covers perils such as fire, wind, theft, vandalism and many more. It typically does not cover perils such as earthquake, flood or hurricane damage unless the policy has been specifically endorsed to do so. [3] However, earthquake riders can be economical, depending on where a project is located.