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2. Guaranteed investment contract - Wikipedia

   en.wikipedia.org/wiki/Guaranteed_investment_contract

   A guaranteed investment contract (GIC) is a contract that guarantees repayment of principal and a fixed or floating interest rate for a predetermined period of time. Guaranteed investment contracts are typically issued by life insurance companies qualified for favorable tax status under the Internal Revenue Code (for example, 401(k) plans).

3. Equity-indexed annuity - Wikipedia

   en.wikipedia.org/wiki/Equity-indexed_annuity

   For example: Assume the index is the S&P 500, a one-year point-to-point method is used, and the annuity has an 8% cap. The $100,000 annuity could credit anything between 0% and 8% based on the change in the S&P 500. The cap, 8% in this example, is determined by how much is afforded by budget which is usually at or near the 4% fixed rate.

4. Super rich Americans like Mark Zuckerberg, Elon Musk ... - AOL

   www.aol.com/finance/super-rich-americans-mark...

   But that return isn’t guaranteed, and for investors with average stock-related knowledge, it may be more realistic to plan on a 7% or 8% annual return over time. ... more realistic to plan on a ...

5. I'm a personal finance expert: Here's why you need to invest ...

   www.aol.com/finance/heres-why-you-need-to-invest...

   Rates of return are guaranteed A main benefit of CDs is guaranteed fixed rates . This means that the rate you receive when you sign up applies for the length of the term, even if interest rates drop.

6. Saving vs. investing: Which strategy works best for growing ...

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   For example, if you invest $10,000 in a diversified portfolio earning an average annual return of 8%, your investment can grow to about $21,600 over 10 years. Investment returns can also come with ...

7. Rate of return - Wikipedia

   en.wikipedia.org/wiki/Rate_of_return

   Any investment with a nominal annual return (i.e., unadjusted annual return) less than the annual inflation rate represents a loss of value in real terms, even when the nominal annual return is greater than 0%, and the purchasing power at the end of the period is less than the purchasing power at the beginning.

8. If I Could Tell Everyone Saving for Retirement 1 Thing, I'd ...

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   Your money will generate a return and grow depending on your investment choices. Most 401(k)s offer various options so you can tailor your portfolio to your needs, age, and risk tolerance.

9. Risk-free rate - Wikipedia

   en.wikipedia.org/wiki/Risk-free_rate

   The risk-free rate of return, usually shortened to the risk-free rate, is the rate of return of a hypothetical investment with scheduled payments over a fixed period of time that is assumed to meet all payment obligations. [1]