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Color-blind racism refers to "contemporary racial inequality as the outcome of nonracial dynamics." [6] The types of practices that take place under color blind racism are "subtle, institutional, and apparently nonracial." [6] Those practices are not racially overt in nature such as racism under slavery, segregation, and Jim Crow laws. Instead ...
In recent years, the Covid pandemic, fears of automation, and widespread discussions of racism and equity in the wake of the Black Lives Matter movement have provided renewed momentum around such ...
Krivo and Kaufman also postulate that the types of mortgage loans minorities obtain contributes to the differences in home equity. FHA and VA loans make up one-third or more of primary loans for African Americans and Hispanics, while only 18% for White Americans and 16% for Asians. These loans require lower down payments and cost more than ...
Inability to secure a loan, mortgage, job, or health insurance due to inaccurate placement in a ‘risk’ category is clearly unfair, however the accuracy of the classification is perhaps unimportant in the context of social justice—accurate or not, personal scoring systems ‘make up people’ (Hacking 1999); they produce new social ...
The money would have been used to address state policies that have harmed Californians descended from enslaved Black people or free Black people living in the U.S. before the end of the 19th century.
“I took out $25,000 in student loans,” he said. “To some, it might not sound substantial, but for me, it was a significant investment in my future, as my first base salary was only $28,000.”
Commencing with President Franklin D. Roosevelt's New Deal in the 1930s and through the 1960s, the FHA contributed to the economic growth of the white population by providing loan guarantees to banks, which in turn financed white homeownership and enabled white flight, [2] and it did not make loans available to black people. [3]
The student loan debt crisis arose after legislative changes over the years that create a system of largely unchecked lending to millions of students, according to a reporter and author of a new book.