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  2. What is a savings account? Definition, how it works - AOL

    www.aol.com/finance/savings-account-definition...

    Although many big, traditional banks offer savings accounts with paltry interest rates as low as 0.01 percent, you can find accounts with rates well above 4 percent, mostly at online-only banks ...

  3. Fixed vs. variable interest rates: How these rate types work ...

    www.aol.com/finance/fixed-vs-variable-interest...

    For example, it’s difficult to find a variable-rate loan or a fixed-rate high-yield savings account. But with some products like home or car loans, you can choose the type of rate that works ...

  4. High-yield savings accounts vs. CDs: Which is best for ... - AOL

    www.aol.com/finance/high-yield-savings-account...

    The interest rate on a high-yield savings account is variable, meaning it ... A certificate of deposit — or a CD — is a savings account that pays a fixed rate of interest on an initial deposit ...

  5. Fixed deposit - Wikipedia

    en.wikipedia.org/wiki/Fixed_deposit

    A fixed deposit (FD) is a tenured deposit account provided by banks or non-bank financial institutions which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account. The term fixed deposit is most commonly used in India and the ...

  6. Savings interest rates today: Simplify your savings with top ...

    www.aol.com/finance/savings-interest-rates-today...

    Today’s highest savings rates are at FDIC-insured digital banks and online accounts paying out rates of up to 4.50% APY with no minimums at Poppy Bank, EverBank and other trusted providers as of ...

  7. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.

  8. What is a high-yield savings account? Definition and what to ...

    www.aol.com/finance/high-yield-savings-account...

    Variable interest rates: Unlike CDs which have a predictable, fixed-interest rate, the APY on a high-yield savings account is variable, meaning it can increase or decrease at any time.

  9. Savings interest rates today: With rates slipping, here's ...

    www.aol.com/finance/savings-interest-rates-today...

    Today’s highest savings rates are at FDIC-insured digital banks and online accounts paying out rates of up to 5.10% APY with no minimums at Patriot Bank, Poppy Bank and other trusted providers ...