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  2. Protection and indemnity insurance - Wikipedia

    en.wikipedia.org/wiki/Protection_and_indemnity...

    As an antidote to this, the marine insurance industry and P&I clubs jointly developed the "SCOPIC clause", [a] which is a codicil that may be appended to an LOF and invoked should the statutory payment provisions prove inadequate. The first SCOPIC clause was in 2000, and there have been several iterations since.

  3. The Nagasaki Spirit - Wikipedia

    en.wikipedia.org/wiki/The_Nagasaki_Spirit

    As an antidote to this, the marine insurance industry and P&I clubs jointly developed the "SCOPIC clause" ("Special Compensation – P&I Clubs"), which is a codicil that may be appended to an LOF and invoked should the statutory payment provisions prove inadequate. The first SCOPIC clause was in 2000, and there have been several iterations since.

  4. Lloyd's Open Form - Wikipedia

    en.wikipedia.org/wiki/Lloyd's_Open_Form

    The Lloyd's Open Form, formally "Lloyd's Standard Form of Salvage Agreement", and commonly referred to as the LOF, is a standard form contract for a proposed marine salvage operation.

  5. Marine insurance - Wikipedia

    en.wikipedia.org/wiki/Marine_insurance

    The overdue insurance of the Titanic was famously underwritten on the doorstep of Lloyd's. Cargo insurance: Cargo insurance is underwritten on the Institute Cargo Clauses, with coverage on an A, B, or C basis, A having the widest cover and C the most restricted. Valuable cargo is known as specie.

  6. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    An auto insurance claim is essentially your way of notifying your insurance provider that you’ll need to use your policy to cover expenses after your car is damaged in a covered incident. The ...

  7. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

  8. What is an insurance broker? - AOL

    www.aol.com/finance/insurance-broker-155457276.html

    An insurance broker will need the same information as any insurance professional, including info about the insurance products you need and your personal details.

  9. What is a mortgagee clause? - AOL

    www.aol.com/finance/mortgagee-clause-190100413.html

    This is accomplished by adding a mortgagee clause to your homeowners insurance policy. For example, say you buy a house for $500,000 with a $100,000 down payment and a $400,000 mortgage. To ...