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2. Small business loan denied? Here’s what to do next - AOL

   www.aol.com/finance/small-business-loan-denied...

   While some lenders, like banks, keep strict requirements, such as $250,000, other lenders, like online or alternative lenders, will be more flexible. This is especially true if you are only ...

3. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Key takeaways. A bad credit loan is a type of personal loan that caters to borrowers with credit scores below 670. If handled properly, bad credit loans can boost your credit score by adding to ...

4. Payday loans in the United Kingdom - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   Payday loans in the United Kingdom are typically small value (up to £1500) and for short periods. Payday loans are often used as a term by members of the public (and commentators) generically to refer to all forms of High-cost Short-term credit (HCSTC) including instalment loans, e.g. 3-9 month products, rather than just loans provided until the next pay day.

5. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

6. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   The UK peer-to-peer lenders quote the ratio of bad loans at 0.84% for Zopa of the £200m during its first seven years of lending history. As of November 2013, Funding Circle's current bad debt level was 1.5%, with an average 5.8% return after all bad debt and fees.

7. How to get a business loan with bad credit - AOL

   www.aol.com/finance/business-loan-bad-credit...

   2. Choose the right type of bad credit business loan. You have a wealth of bad credit business loan options at your fingertips, and different types of loans can be used for multiple purposes.

8. Funding Circle - Wikipedia

   en.wikipedia.org/wiki/Funding_Circle

   Then in August 2019 it announced an increase of 15% in first half losses due to UK bad debts. [ 22 ] In September 2019 the Press Association noted that lenders face a near 100-day wait to sell off unwanted loans and get their money back, compared with just eight days in January 2019, reflecting a lack of liquidity in the product. [ 23 ]

9. Hard money lending: Guide to hard money loans and lenders - AOL

   www.aol.com/finance/hard-money-lending-guide...

   Conservative loan-to-value (LTV) ratios: You’ll need significant assets to qualify for a hard money loan. Hard money lenders typically require a loan-to-value (LTV) ratio of about 50 to 70 ...