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For example, if a lawsuit is costly and exceeds the coverage limits of your HOA’s master policy, those additional costs may be spread among homeowners in the HOA. Loss assessment coverage may ...
The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...
Homeowners who live in a homeowners association might also want to consider this coverage. Loss assessment coverage can help pay if you are assessed for a covered claim, which is a fee assessed to ...
In addition to standard home insurance, some 8 million households in the UK are categorized as being a "non-standard" risk. These households require a specialist or non-standard insurer that would cover home insurance needs for people that have criminal convictions and/or where the property suffers subsidence or has previously been underpinned.
While tornado damage is typically included in home insurance coverage, homeowners who live in areas that experience a high number of tornadoes typically pay higher premiums. ... Coverage D, Loss ...
An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...
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