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2. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card than you currently have. This is doable with a “good” credit score, which is at least 670 ...

3. Pay off debt or save? Expert tips to help you choose - AOL

   www.aol.com/finance/pay-off-debt-save-expert...

   Options include paying off your highest-interest debt first, paying off the smallest debt first or paying the debts first that most affect your credit score. Debt consolidation may be a good idea ...

4. Paying off debt early: Advantages and disadvantages - AOL

   www.aol.com/finance/paying-off-debt-early...

   Some banks and loan providers offer special programs designed to help borrowers pay off their debt more quickly. Such repayment plans often come with higher monthly payments and shorter terms.

5. Debt consolidation - Wikipedia

   en.wikipedia.org/wiki/Debt_consolidation

   Debt generally refers to money owed by one party, the debtor, to a second party, the creditor.It is generally subject to repayments of principal and interest. [9] Interest is the fee charged by the creditor to the debtor, generally calculated as a percentage of the principal sum per year known as an interest rate and generally paid periodically at intervals, such as monthly.

6. Amortization calculator - Wikipedia

   en.wikipedia.org/wiki/Amortization_calculator

   An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process.. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

7. Amortization schedule - Wikipedia

   en.wikipedia.org/wiki/Amortization_schedule

   Amortization refers to the process of paying off a debt (often from a loan or mortgage) over time through regular payments. [2] A portion of each payment is for interest while the remaining amount is applied towards the principal balance. The percentage of interest versus principal in each payment is determined in an amortization schedule.

8. How to stick to your debt repayment plan - AOL

   www.aol.com/finance/stick-debt-repayment-plan...

   Using debt repayment plans such as the avalanche strategy or the snowball strategy allows you to pay off debts with high interest rates more quickly. These strategies save you on interest in the ...

9. What is a debt consolidation loan — and can it help you lower ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...